A: Off-road assistance is a special service included in some car insurance plans or roadside assistance packages that helps drivers when their vehicle gets stuck or breaks down in non-urban, rough, or remote areas—like hilly regions, muddy roads, forests, deserts, or off-highway tracks.

A: If you forget to renew your car insurance, your vehicle will be uninsured, leaving you vulnerable to financial loss in case of accidents, theft, or damage. Additionally, driving without valid insurance can lead to legal penalties such as fines or license suspension. You may also lose out on benefits like no-claim bonuses or face higher premiums upon renewal. It's important to renew your insurance immediately to avoid any gaps in coverage, and if you're switching insurers, be prepared for a vehicle inspection. To prevent future lapses, consider setting reminders or opting for long-term policies.